Sales : 01442 292503
Service : 01442 292500

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Motion Finance

Finance Products tailored for you.

Hire Purchase

  • Cars up to 15 years old
  • Prime and none-prime applicants considered
  • Cars, bikes, caravans and commercials catered for
  • Online application systems
  • E Signature available

Rate For Risk

  • Near prime product range filling the large void between prime and none-prime customers
  • Instant approvals
  • 60 month terms
  • Balloon payments available
  • Cars up to 12 years old
  • Sensible packages for applicants with low credit scores and credit problems

Lease Purchase

  • Cars up to 8 years old
  • Flexible annual mileages
  • Marketing leading residual values allowing payments to be low
  • Zero deposit required


Sub-prime Funding

  • Up to 130% of retail
  • 60 month terms available
  • Instant accepts
  • Full quote assistance
  • Same day funding
  • Cars up to 12 Years Old
  • E Signature available

Personal Contract Purchase (PCP)

  • New to 6 year old vehicles
  • Strong guaranteed future values
  • Online quoting facility with commission building options
  • Competitive rates

Personal Loan

  • No loan to value restrictions at all
  • Advances from £500 - £50,000
  • Up to 60 month terms
  • Vehicles up to 12 years old
  • Negative equity and dealer add on products funded
  • Top up loans available to assist maxed advance hire
  • Balloon payments available

Finance Example

Please use this form to adjust example finance deal APR, deposit, term and part exchange
APR % Deposit Term (Months) Part Exchange
Example Vehicle Price
Estimated finance details
Finance costs
Price of vehicle
Part Exchange
Hardings Approved Peace of Mind Arrangement Package
Option to buy fee
(Payable with last instalment)
Finance Estimate Breakdown
First payment
Then monthly payments of
Final payment
Representative APR %

Finance and payment estimate are for illustration purposes only and do not constitute an offer or an agreement.
Please contact us for further information.

Finance enquiry

Finance provision is subject to status and a formal application; on occasion a guarantor may be required.

Hardings (Hemel Hempstead) Limited trading as Hardings Renault is authorised and regulated by the Financial Conduct Authority (firm reference number is 677401).

Hardings (Hemel Hempstead) Limited is a credit broker and not a lender, offering credit products subject to a panel of lenders. As an FCA-regulated credit broker Hardings (Hemel Hempstead) Limited can introduce you to a selected group of lenders (a list is available on request) who may be able to help you finance your purchase.

The seller will not charge you a fee for an introduction, but may receive a commission from the lender. Lender's commissions may vary. The commission received does not influence the interest rate you will pay. For questions about commission, please speak to the seller.

car finance, vehicle finance, motonovo finance | hardings (hemel hempstead ltd) - fletcher way - hemel hempstead - hertfordshire